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PPTcourseware forCommonBankEnglish目录•Banking departmentsandpositions•Banking businesstype•Common EnglishVocabularyfor Banks•Bank EnglishDialogue01Banking departmentsandpositionsBank frontdeskResponsibilitiesGreeting customers,handlingbasic inquiries,assisting withaccount opening andtransactionsSkillsrequiredgood communicationskills,abilityto dealwith different types ofcustomers,family withbankingproducts andservicesPersonal BankingDepartmentResponsibilitiesproviding financialadvice andsolutions toindividual customers,managing personal loans,credit cards,and otherpersonal bankingproductsSkillsrequiredability tobuild trustwith customers,strong salesand communicationskills,knowledge ofdifferenttypes of financialproducts andmarketsCorporate BankingDepartmentResponsibilitiesproviding financialservices tocorporate clients,handling largetransactions,structuring andadvising oncomplexfinancing arrangementsSkillsrequiredknowledge ofcorporate finance,ability tomanagelarge projects,strong relationshipbuilding skills,familywith industrytrends andmarket conditionsInvestmentBanking DepartmentResponsibilitiesadvisingon merchantsand acquisitions,managing investmentportfolios,structuring andunderwriting securitiesissuanceSkills requiredknowledgeof financial markets andproducts,ability toanalyze andevaluateinvestment opportunities,strong negotiationandcommunication skillsRiskManagement DepartmentResponsibilitiesSkills requiredmonitoringand managingrisks knowledgeof bankingregulationsassociated withbanking activities,and riskmanagement bestpractices,ensuring compliancewith regulatoryVS abilityto identifyand assessrisks,requirements stronganalytical skillsand attentiontodetail02Banking businesstypeDepositbusinessDeposit businessThis type of banking business involves thecollection offunds fromcustomers forfutureuse The collected fundsare commonlyplaced ininterest bearingaccountsor usedfor otherinvestment purposesTypesof depositsThere are varioustypes of deposits,including savingsaccounts,checkingaccounts,time deposits,and certificatesofdepositCDs Eachtype has its ownterms and conditions,interest rates,and withdrawaloptionsImportance ofdepositsDeposits are an important source offunding for banks,allowing themto lendmoneyto othercustomers orinvest inother businessesThecollectedfunds alsoprovideliquidity to the bank,ensuring itsshort termfinancial stabilityLoanbusinessLoan business:Thistypeof Typesof loans:Therearevarious Importanceof loans:Loans areanbanking businessinvolves thetypesofloans,including homeimportant source of incomeforprovision offunds tocustomers loans,auto loans,personalloans,banks,representing asignificantfor aspecific periodof time,and businessloans Eachtype haspromotion oftheir totalrevenuetypically atan agreedinterest rateits owntermsandconditions,They alsohelp topromoteLoans canbe usedfor variousinterest rates,and paymenteconomic growthby providingpurposes,such ashome optionsfunds toindividuals andpurchases,vehicle financing,and businessesfor their financialbusiness expansionneedsForeign exchangebusinessForeign exchangebusiness:This Foreign exchange rates:The Importanceof foreign exchangetype of banking businessinvolves exchangerates betweendifferent business:Foreign exchangethebuying andselling of foreign currenciesare determinedby businessis criticalfor banksas itcurrenciesIt allowsbanks tosupply anddemand inthe foreignallows themto expandtheirconvert domesticcurrency into exchange marketThe exchangeinternational operationsandforeign currenciesand viceversa,rates canbe affectedby variousclient baseIt alsohelps tofacilitatinginternational tradeand factors,such aseconomic promoteinternational tradeandinvestment conditions,inflation rates,and investmentby promotingapolitical stabilitymechanism forconvertingcurrenciesWealth managementbusinessWealth managementbusinessThis typeof bankingbusinessinvolvesthe managementof wealthindividualsassets,including investmentsin variousasset classessuch asstocks,bonds,andreal estateWealthmanagement servicesWealthmanagement servicesinclude portfoliomanagement,investment advice,tax planning,and estateplanning Theservices aredesigned tohelp healthyindividualsprotect andgrow theirassets overtimeImportance ofwealth managementbusinessWealth managementis animportantsourceof revenuefor banksasitpresents ahightarget businessIt alsohelps tobuild longterm relationshipswith highnetworth individuals,who havesignificant financialneeds andexpectationsCredit cardbusinessCredit cardCredit cardImportance ofbusinessproducts creditcardbusinessThis typeofbankingbusiness Credit cards comein variousCreditcardsareanimportantinvolves theissue ofcredit cardsforms,including traditionalcredit sourceof revenueforbanksasto customers,allowing themto cards,debit cardslinked tothey generatefees frommakepurchases andborrow checkingaccounts,and prepaidtransactions andinterest onfundsfor shortterm usecards Eachtype hasits ownterms outstandingbalances Theyareand conditions,interest rates,and alsoconsidered forcustomersfees whoprefer topay fortheirpurchases overtime03Common EnglishVocabularyfor BanksBankingTerminologyBanking terminologyThePPT course should includedetailed explanationsand examplesofbankingprofessionalterminology,such asloans,deposits,checks,credit cards,etc.Banking BusinessProcessExplain the basic businessprocesses ofa bank,such asaccount opening,transfer,withdrawal,etc.,aswell asrelated professionalterminology.Banking vocabularyBankingvocabulary Bankproducts andservicesThePPT courseshould includeIntroduce themain products andcommonly usedvocabulary inbanking,services providedby banks,such assuch as fixeddeposits,current deposits,loans,investments,insurance,etc.,andsavings accounts,etc.,and explaintheir explainthe relevant professionalmeanings and usage.vocabulary.Financial vocabularyFinancialvocabularyThe PPTcourseshouldinclude basicvocabulary inthe financialfield,such asstocks,bonds,funds,etc.,and explaintheir meaningsandusage.Financial marketsand institutionsIntroduce thebasicconcepts offinancialmarketsand institutions,such asstock exchanges,central banks,etc.,and explainrelevantprofessionalvocabulary.04Bank EnglishDialogueAccountopening dialogueSummary:Introduce the accountopeningprocess Detailed descriptionand requiredmaterialsCustomers gotothe bank toinquire aboutaccount Bank staff inquireabout thecustomers accountopeningmatters openingpurpose andsourceoffundsThe customerfills outtheaccountopening Banksreview customerinformation,openapplication form and providesnecessary materialsaccounts,and grantcustomers bankcards andsuchas identificationand addressproof passbooksWithdrawndialogue在此添加您的文本17字在此添加您的文本16字Summary:Introduce thewithdrawal processand Bank staff verifycustomer identityand accountprecautionsbalance在此添加您的文本16字在此添加您的文本16字DetaileddescriptionThe customerfills outa withdrawalformandselectsthe withdrawalmethod ATMor counter在此添加您的文本16字在此添加您的文本16字The customerinquired withthebank staff aboutBank staffperform withdrawaloperations,withdrawal matterscustomers signto confirmand collectcashLoan dialogueSummary:Introduce theloan processand Detaileddescriptionapplication conditionsCustomersconsult withbanks aboutloan productsBankstaff understand customer needs andloanand servicespurposes,evaluate customercredit statusCustomersfill outloan applicationforms andThe bankreviews customerinformation andprovidenecessary materialssuchasincome proof,decides whetherto issueloans andloan amountscollateral,etc.Foreignexchangetrading dialogueSummary:Introducetheforeignexchangetrading Detaileddescriptionprocess and risk controlCustomersconsult banksfor foreignexchange Bankstaff introducebasic knowledgeand markettradingproductsandservices trendsofforeignexchange tradingCustomersunderstand therisks andbenefits ofBankstaffassist clientsin completingforeignforeign exchangetrading anddecide whethertoexchangetransactions andinform themofproceed withthe transactionrelevant precautionsFinancialconsultation dialogueSummary:Introduction tothe FinancialConsulting DetaileddescriptionProcess andFrequently AskedQuestionsThe customerconsulted thebank forfinancial Bankstaffunderstandcustomerneeds,provideconsultation mattersprofessional opinionsand suggestionsCustomersconsult ontheirfinancialstatus andWhen customersleave,bankstaffremind themtoinvestment goals,and bankstaff provideanswers payattention tofinancial securityandriskcontrol.and guidanceTHANKS感谢观看。