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英文涉外借贷合同范文LOANCONTRACTContractNumber:BORROWER:Address:LENDER:Address:InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChinaafterreviewingthestatusandtherequestoftheBorrowertheLenderagreestogranttheBorroweralineofcreditonTheBorrowerLenderandGuarantorthroughfriendlynegotiationhaveexecutedthisContractasfollows:CURRENCYAMOUNTANDTERMOFTHELOAN:TheCurrencyunderthisloanisReiminbi.TheLineoftheloanisyuan.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.THEPURPOSEOFTHELOAN:Thepurposeofthisloanisusedforworkingcapitalturnover.WithoutwrittenapprovaloftheLendertheBorrowercouldnotusetheloanoutofthescopeofthepurpose.INTERESTRATEANDCALCULATIONOFINTEREST:Interestrate:Theinterestrateshallbe[***]Duringtheloantermifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinteresttheinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhenthejointlycooperation;dissolutionclosedownliquidationtransformation;merger;changetosharecompanyusethehousingmachineryorotherrealassetsortrademarkintellectualpropertyKnowhowlandingusingrightsorotherintangible10assetstoinvestinsharecompanyorinvestmentcompanytradingofoperationrightorownrightbycontractingjointoperationtrusteeshipTheBorrowershallinformtheLenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheBorrowerwhentheBorrowerguaranteeforotherpartyormortgageitsassets.TheBorrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.TheBorrowerwillnotpaytheothersimilarloanspriortotheLender;TheBorrowerwarrantstoinformtheLenderimmediatelywhenthefollowingeventsoccurred:11TheeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheBorrowerandanybranchesofBankofChinaorotherbanksnon-bankfinancialorganization;TheBorrowerchangesshareholdersorrevisethearticleofassociation;TheBorrowersufferdifficultiesandbadresultinfinancialandoperation;TheBorrowerinvolvesinmaterialactionsorarbitration;TheBorrowershallkeepsufficientbalanceforrepaymentprior[***]totheduedate.TheBorrowershallkeepitsbanktransactionsregardingincomecollectionsellforeigncurrencyorbuyforeigncurrencyect.ShallbeconductedattheLenderorotherbranchesoftheLender.Theturn-overforthecapitalshallsatisfythedemandoftheLender;TheBorrowersrepresentationsandwarrantshereunderthiscontractshallbeeffectiveeventhoughanymendmentsupplementsorrevisedtobemadetothiscontract.ARTICLE12REPRESENTATIONSANDWARRANTSOFTHELENDERTheLenderrepresentsandwarrantsasfollows:TheLenderisastate-ownedcommercialbankorbranchdulyorganizedandvalidlyexistingunderthelawofP.R.CandapprovedbytheIndustryandCommercialAdministrationandholdsthefinancialinstitutionslegalpersonlicensesandfinancialinstitutionsoperationlicensetobequalifiedtooperatefinancialbusiness.TheLenderhastakenallnecessaryactiontoauthorizetheexecutionofthiscontractandperformanceofitsobligationsunderthiscontract.TheLenderisdulyauthorizedtoextendthisloan.TheLenderwarrantsasfollows:TheLendershallextendtheloaninaccordancewiththeprovisionssetforthinthisContract.12CollectinterestsinaccordancewiththeregulationsofthePeoplesBank.ARTICLE13EVENTSOFBREACHCONTRACTANDSETTLEMENT:SettlementoftheBorrowerbreachofcontractEventofbreachofcontract:TheBorrowerfailstousetheloaninaccordancewiththeagreedusageoftheLoan;TheBorrowerfailstorepaythedueprincipalandpaytheinterestsexpensesorotherpayableinaccordancewiththeagreedtermofthiscontract;TheBorrowerbreachestherepresentationandwarrantssetforthinArticle
11.TheBorrowerbreachesotherloanagreementsorguarantyagreementsortheGuarantorbreachtheguarantyagreementwhichmaymakeimpacttheBorrowertoperformtheobligationsunderthiscontract.ConclusiveevidencetoshowthattheBorrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontractthefinancialconditionsoftheGuarantorareseriouslydeterioratingorotherreasonscausedtheGuarantorthecapacityofcreditdecline.TheBorrowerbreachestheotherobligationsunderthiscontract.UndertheabovecircumstancestheLendershallhaverightto:RequesttheBorrowertorectifywithintheperioddesignedbytheLender;Ceaseinextendingtheloanorcancelthecredit;DeclaretheloanunderthiscontractisdueandtheLendershallhaverighttodeducttheoutstandingamountfromtheaccountoftheBorrower.TheBorrowershallnotappealagainsttheLender.DeclaretheloanisdueunderotherloanagreementsbetweentheLenderandtheBorrowerrequesttheBorrowertorepaytheloanprincipalsinterestsandotherexpenses.13II.ThesettlementfortheLenderbreachofthecontractTheLenderfailstoextendtheloanasagreedinthiscontractwithoutanyreasons;TheLenderbreachestheagreedinterestrateandcollectionaddinterestsorotherfees;TheLenderbreachestheprovisionssetforthinArticle12;UndertheabovecircumstancestheBorrowershallhaverightto:RequesttheLendertorectify;Repaytheloanaheadoftimeandrefusetopayanycompensationforprepayment.DEDUCTIONTheBorrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition.ASSIGNMENTOFTHEDEBTANDCREDITTheBorrowershallnotassignitsrightandliabilityunderthiscontracttootherthirdpartywithoutanywrittenapprovaloftheLender;IntheeventtheBorrowerassignitsrightandliabilityunderthiscontracttootherthirdpartyunderthewrittenconsentoftheLenderthethirdpartyshallabidethiscontractwithoutanycondition.PERFORMANCEOFOBLIGATIONANDWAIVEROFRIGHTSTheBorrowerisindependentcontractorunderthiscontractitwillnotimpactbyanyotherrelationsbetweentheBorrowerwithotherpartyexcepttheotherprovisionssetforthinthiscontract.TheLendergiveanyextensiontolerationfavortotheBorrowerorpermittheBorrowertodelayofperformanceanyobligationunderthiscontractshallnotimpairanyrightsoftheLenderinaccordancewiththiscontractandlawsregulationitshallbedeemedtohavewaiveditsrightsunderthiscontractandtheobligationshallbeperformedbytheBorrowerunderthiscontract.AMENDMENTSUPPLEMENTANDINTERPRETATIONOFTHECONTRACT14Thiscontractcouldbeamendedandsupplementeduponthewrittenagreementsconcludebytheparties.Anyaamendmentandsupplementshallbeintegralpartyofthiscontract.IntheeventchangeoflawsregulationsorlegalpracticewhichwillcauseanytermscontainedinthisContractbecomeillegalinvalidorlossofpracticetheotherpartofthiscontractshallnotbeimpairedbyit.Thebothpartiesshallmakeeffortstochangetheillegalinvalidorlossofpracticepart.ForthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthePeoplesBankofChina.DISPUTERESOLUTIONGOVERNINGLAWANDWAIVEROFEXEMPTIONTheconclusioninterpretationanddisputeresolutionshallbesubjecttotheLawsofthePeoplesRepublicofChin.Thedisputesarisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.IncasenosettlementcanbereachedthedisputesshallbesubmittedtothePeoplesCourtofthelocationoftheLenderforjudgment.TheBorrowershallnotrejectanyobligationduringthesettlementofdisputes.Theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.TheBorrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.ifbothpartiesagreetoapplyarbitrationtheabovetermshallbe:TheconclusioninterpretationanddisputeresolutionshallbesubjecttotheLawsofthePeoplesRepublicofChin.Thedisputearisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.IncasenosettlementcanbereachedthedisputesshallbesubmittedtoChinaInternationalEconomicandtradearbitrationcommissionforarbitration.Thearbitrationshallbeconductedinaccordancewiththe15ArbitrationLawofPeoplesRepublicofChinaandProvisionalRulesofProcedureofChinainternationaleconomicandtradearbitrationcommission.DuringtheArbitrationthiscontractshallbeeffectiveandtheBorrowershallnotdisclaimtheanyobligationsunderthiscontract.Theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.TheBorrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.OTHERMATTERAGREEDBYTHEPARTIES.APPENDICESThefollowingappendicesshallbeintegralpartofthiscontract:Draw-downapp1icationNOTICEAnynoticepaymentnoticeortelecommunicationsshallbeforwardedtothefollowingaddress:To:TheBorrower:Address:PostCode:Fax:To:TheLender:Address:PostCode:Fax:Ifanychangeofaddressshallinformtheotherpartyimmediately.Anynoticepaymentrequestorcommunicationshallbeforwardedtotheaboveaddress.Thedatesonwhichnoticesshallbedeemedtohavebeeneffectivelygivenshallbedeterminedasfollows:Ifgiveninletteritshallbedeemedeffectivelygivenonthefifthdayafterthedatemailedbyregisteredairmailpostageprepaid;16Ifgivenbytelexitshallbedeemedeffectivelygivenonthedatetheotherpartyreturnedtheinformation;Ifgivenbyfacsimileitshallbedeemedeffectivelygivenonthefirstdateoftransmission;Ifgivenbypersonaldeliveryitshallbedeemedeffectivelygivenonthedateofpersonaldelivery;Thiscontractbecomeeffectiveaftersignedbytheauthorizedrepresentativesofbothpartiesuntiltheloanandtheinterestsandotherrelatedexpensesbeclearedup.Thiscontractisexecutedinoriginalandbeequallyauthentic.EachoftheBorrowertheLendershallholdcopy.Borrower:Lender:Date:17adjustmentofinterest.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.Thepaymentofinterests:TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbeand.IfthepaymentforthelastinstallmentisnotonthepaymentdatetheinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinteresttheLendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheBorrowersbreachofcontract.OVERDUEINTERESTSANDMISUSINGINTERESTSIftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextensiontheLendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontracttheLendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.ACCOUNTTheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-downrepaymentpaymentofinterestsandfees.DRAW-DOWNTheloanunderthiscontractisrevolvingthebalanceofthiscontractshallnotmorethanthelineofcredit.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.TheBorrowershallnotdrawtheloanlessthan1million.CONDITIONSFORDRAW-DOWNThefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate:TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender;Thiscontractandtheappendiceshavebeeneffective;TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender;TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract;TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments;TheGuarantyunderthiscontracthasbeeneffective;TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract;Theotherrequirementforthedraw-downhavebeensatisfied.REPAYMENTPLANANDPREPAYMENTTheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate[***]priortomakethepayment.TheBorrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.IntheeventtheBorrowerfailstorepaytheloantheLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches;Theinstallmentofrepaymentshallnotlessthan1million.DEBTCERTIFICATETheLendershallkeeprecordintheLendersaccountfortheprincipalinterestsandfeesandotherfeesoftheBorrowerunderthiscontract;Theabovementionedrecordandthedocumentationforthedraw-downrepaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.GUARANTYtheGuarantorshallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.DuringthetermofthiscontractiftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweaktheLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.REPRESENTATIONSANDWARRANTIESTheBorrowersrepresentsandwarrantsasfollows:TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.ThealldocumentsmaterialsreportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistruerealcompeteandeffectiveTheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan:TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulationslawsorcompensationtoothers;Pendingactionsandarbitration;TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances;Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts;TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.II.TheBorrowerherebywarrantsasfollows:UsingthecapitaloftheloanasusagesetforthinthiscontracttheBorrowerwillnotusetheloanasEquityinvestment;TheBorrowerwillnotusethecapitaloftheloaninvestinsecurityfuturerealestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract;Providingupdatedfinancialstatementorfinancialbulletineveryquarter;Providingtheauditedfinancialreportatthefirstquartofeachyear;Providingoperationreportfinancialreportorotherfilesandmaterialsandshallwarranttherealitycorrectandeffectivenessforthefilesandmaterials;Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders;AcceptingthesupervisionoftheLenderprovidesassistanceandcooperationfortheLenderssupervisions;Willnotreducetheregistrationcapital;PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmannerincludingbutnotlimitedtojointventurecooperation。